The scope of this study is to investigate the capability of AI methods to accurately detect and predict credit risks based on retail borrowers' features. The comparison of logistic regression, decision tree, and random forest showed that machine learning methods are able to predict credit defaults of individuals more accurately than the logit model. Furthermore, it was demonstrated how random forest and decision tree models were more sensitive in detecting default borrowers.

Aluminum Business Credit Cards Box Mini Suitcase Card Holder High Grade Business Office Cards BoxDescription Aluminum business credit cards box mini suitcase card holder high grade business office cards box Feature 1 Brand New and high quality 2 Ideal as a gift for a well organized person or a treat for yourself 3 Designed for business card credit card ID card andany other cards 4 It protects your cards clean and undamaged elegant design and makes your business life convenient and effective Specification Material AluminumColor Light Gray Blue BlackSize About 10 6 9 1 6cmCapacity 30 CardsNotice Please allow 1 3mm error due to manual measurement Please make sure you do not mind before you bid The colors may have different as the difference display please understand Package included 1 X Business Card Case

LANG Boxed Christmas Cards are an elegant way to send season's greetings! With linen embossed paper stock, heartwarming artwork by Chad Barrett, and loving holiday wishes, No Place Like Home Boxed Christmas Cards will surely make a lasting impression this holiday season! Includes 18 cards and 19 matching envelopes in a sturdy keepsake box. Card dimensions are 6.12" X 7.75".

quantity: 10 items per lot

This set of 44 bright and vibrant coloring cards in a sturdy, attractive box will convey your heartfelt sentiments when there are no words. It features double-sided cards, printed with encouraging scripture and serene imagery on the front. On the reverse, many are left black and white so you can color the scene yourself. Coloring quiets the mind and brings peaceful feelings. Let this exercise quiet your mind, leading you through the struggle of loss, to healing in Him. A thoughtful bereavement gift.  Set of 44 double-sided cards Full color on one side, some cards have coloring page on reverse Scripture verses chosen to bring hope and encouragement Sturdy, colored box with lid Bring healing and peace to a grieving loved one 3.6" (H) x 4.7" (W) x 1.2" (D) Heavy Duty Card Stock

It is essential to apply for a credit card to live in the United States.

Anyone who has ever used a credit card knows that a credit card can be a good thing or a bad thing. While they provide financial flexibility when needed, they can also lead to difficult financial burdens if used inappropriately. Before reloading again, please consider the suggestions in this article, and you will have a full new understanding of the potential that these tools offer.

Each issuer has different criteria for approving credit cards, so if you can't apply for a new card, something is probably not right.

​When the first time we applying for a credit card, we may feel a little nervous. Because there is always a frustrating possibility that it will not be approved. Here is a step by step guide on how to get an approved credit card. With this guidlines you can increase your chances of success.

Many people have a question, China's mobile payment is very developed, why does the United States still like to use credit cards so much? What is the reason for this difference? If I go to the United States, how do I use credit cards?

Many college students rely on debit cards, mobile payments or cash.

CBS-News reports on five hidden credit card fee pitfalls and advises consumers to shop around for the most fair credit card.

U.S. Representative Slaughter introduced the College Student Credit Card Protection Act in 1999 and 2001.

We have summarized several common types of credit card fraud and preventive measures for your reference and reference.

The basic principle of building home equity is the same for everyone (paying off as much mortgage as possible), but in today's financial environment, different generations face different challenges. Therefore, no matter how old we are, we've put together some tips on building home equity.